Payments and use of dental plans

An important factor when comparing a discount dental plan is the concept of plan payments and actually using your paid benefits.

With typical dental insurance, for example, it is not uncommon for an employee to pay $300 per year. These plans usually include 2 checkups and cleanings. There is also a deductible and possible wait for other procedures, and you will pay that $300 whether you see a dentist or not.

With the Careington 500 plan, you pay $241 ($89 annual fee, 2 checkups and 2 cleanings a plus one-time $20 enrollment). If you can only make it to the dentist once this year, your total drops to only $175. As 66% of people between the ages of 18-64 report seeing a dentist only once a year, offering your employees a discount plan could be a better fit.

And don’t forget that using your discount plan for other procedures like root canals and even cosmetic work starts day one and there are no annual limits or deductibles.